COVID-19 Resource List, Financial

For the benefit of SIM’s community, our Board of Directors have provided this additional COVID-19 Resources List.

State/Federal Aid

• CA EDD (Employment Development Department) COVID-19 Resources https://www.edd.ca.gov/about_edd/coronavirus-2019.htm
  • The federal CARES Act has added these provisions to expand unemployment benefits so we can help more Californians impacted by COVID-19
  • Pandemic Unemployment Assistance – New program to provide unemployment benefits for people who don’t usually qualify for regular state Unemployment Insurance.
  • Pandemic Emergency Unemployment Compensation – A 13-week benefit extension for people who have used all benefits available in their regular Unemployment Insurance claim.
  • Pandemic Additional Compensation – An additional $600 federal stimulus payment automatically added to each week of benefits received between March 29 and July 25, 2020. (ENDS ON JULY 31, 2020)

• Educational Relief – includes information & links for those students and families affected by COVID-19, including student debt relief programs https://covid19.ca.gov/education/#top
• Assistance for Renters & Homeowners –PDF that provides links to those who are unable to pay their mortgage or rent as a result of COVID-19 https://www.bcsh.ca.gov/coronavirus19/renters_mortgage_guidance.pdf
• Childcare Options – links to finding childcare, the department of social services, and the department of education https://covid19.ca.gov/childcare/#top

Sacramento Utilities

• SMUD Resources
  • Statement on Suspension of Power Shut-Off https://www.smud.org/en/Corporate/About-us/News-and-Media/2020/2020/SMUD-extends-suspension-of-power-shutoffs–for-non-payment-through-January-4
  • General Financial Assistance Information & Application https://www.smud.org/en/Customer-Support/Financial-assistance
• PG&E Resources
  • Discounts through the CARE and FERA programs https://www.pge.com/en_US/residential/save-energy-money/help-paying-your-bill/longer-term-assistance/care/care.page
  • Links to other resources for families and small businesses https://www.pge.com/en_US/about-pge/company-information/protective-protocols/covid19-protections.page

Business Loan Programs

• SBA Coronavirus Relief Loans – The SBA is allowing small businesses statewide to apply for disaster relief loans of up to $2 million with interest rates at 2.75% for nonprofits and 3.75% for small businesses. Repayment can extend up to 30 years. https://www.sba.gov/funding-programs/disaster-assistance
• Women’s Economic Venture’s Quick Response Loans – Women’s Economic Venture’s is offering local small businesses impacted by COVID-19 up to $10,000 in hardship loans with 4.5% interest rates and 36-month term. First payment is deferred for three months https://www.wevonline.org/loans-2/quick- response-loans/
• Sacramento Small Business Economic Emergency Relief Loan – A $1 million fund for businesses to borrow up to $25,000 if they were impacted by the coronavirus outbreak. (NOTE: Fund is currently exhausted and not taking new applications. Businesses should check back if additional funding becomes available.) http://www.cityofsacramento.org/covid19-relief
• COVID-19 Layoff Aversion Fund – The Workforce Development Board (WDB) of Solano County is issuing grants to help businesses with fewer than 500 employees in the county to avoid layoffs. Applicants must demonstrate a need for layoff aversion support due to the impacts of COVID-19. https://solanoemployment.org/layoff-aversion-fund

Legal & Medical Care Assistance

• Sacramento County Legal Resources – links to various free legal aid programs in our region https://www.needhelppayingbills.com/html/sacramento_free_legal_aid.html
• MyCalWin – Sacramento County Health Care Resources and Programs; this is often more expedient than going through the State https://www.mybenefitscalwin.org

---